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  Loan Calculator

Du kan beräkna olika återbetalning av lån schema alternativ samtidigt.

Denna calculater kan beräkna Även amortering, med total betalning, med total betalning efter montering och Bullet betalning.

Loan Amount 
$/€/£
Interest rate 
%
Loan term 
months
Grace Period 
months
  
Grace Period is needed to calculate 'Fixed Payment Loan after Grace Period' Interest Calculation Result.
Loan repayment comparison
PrincipalInterestPayments
Equal Payment Loan10,00010210,102
Fixed Payment Loan10,00010210,102
Fixed Payment Loan after Grace Period10,00015110,151
Balloon Payment Loan10,00019210,192
Equal Payment Loan Interest Calculation Result
Equal Payment Loan(=Installment loan, Amortizing Loan, Even Principal Payment Loan, Fixed Principal Payment Loan, Equal Principal Payment Loan, Decreasing Loan) in which the monthly payments are applied first toward reducing the interest balance, and any remaining sum towards the principal balance. The loan balance and interest gradually decrease as you make interest and principal payments on the Equal Payment Loan loan. If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Equal Payment Loan', your total loan repayment schedule is as follow :
NO.PrincipalInterestPaymentsBalance
1833178509,167
2833158498,333
3833148477,500
4833138466,667
5833118445,833
6833108435,000
783388424,167
883378403,333
983368392,500
1083348381,667
118333836833
1283318350
Total10,00010210,1020
Fixed Payment Loan Interest Calculation Result
Fixed Payment Loan(=Even Total Payment, Fixed Total Payment, Equal Total Payment, Constant) is comprised of a decreasing interest payment and an increasing principal payment. So the payments which you have to repay are always same. If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Fixed Payment Loan', your total loan repayment schedule is as follow :
NO.PrincipalInterestPaymentsBalance
1826178429,174
2827158428,347
3828148427,519
4830138426,689
5831118425,858
6833108425,025
783488424,191
883578423,356
983768422,519
1083848421,681
118403842841
1284118420
Total10,00010210,1020
Fixed Payment Loan after Grace Period Interest Calculation Result
Fixed Payment Loan after Grace Period(=Even Total Payment Loan after Grace Period) is same as Fixed Payment Loan basically. But 'Fixed Payment Loan after Grace Period' has 'Waiting Period' is known as a 'Grace Period'. So if you use Fixed Payment Loan, you do not have to start repaying your loans(principal) right away. (You have to pay interest only or nothing during a period of grace.) If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Fixed Payment Loan after Grace Period', your total loan repayment schedule is as follow :
NO.PrincipalInterestPaymentsBalance
10171710,000
20171710,000
30171710,000
40171710,000
50171710,000
60171710,000
71,660171,6768,340
81,663141,6766,678
91,665111,6765,012
101,66881,6763,344
111,67161,6761,674
121,67431,6760
Total10,00015110,1510
Balloon Payment Loan Interest Calculation Result
A Balloon Payment Loan(=Interest-only Loan) is a loan which does not fully amortize over the term of the note, thus leaving a balance due at maturity. The final payment is called a balloon payment because of its large size. A balloon payment loan may have a fixed or a floating interest rate. If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Balloon Payment Loan', your total loan repayment schedule is as follow :
NO.PrincipalInterestPaymentsBalance
10171710,000
20171710,000
30171710,000
40171710,000
50171710,000
60171710,000
70171710,000
80171710,000
90171710,000
100171710,000
110171710,000
1210,0001710,0170
Total10,00019210,1920
Related Tags
Lånekostnad Avskrivningar Kalkylator Finansiella Betalning Ränta Fast Ränta Mortgage Estimator Bullet Återbetalning